RealLandlording Calculator
Pay Off Mortgage vs. Keep Leverage Analysis
Property & Loan
$
$
%
Years
Estimated payoff: --
$
Cost to close loan early
$
$
Excl. mortgage (Taxes, Ins, Maint)
Investor Profile
If you paid off the loan, what return would you sacrifice by not investing that cash elsewhere?
%
Analyzing...
Enter your property details to see a recommendation.
Strategy: LEVERAGE
Monthly Cash Flow
$0
Monthly P&I Payment
$0
Return on Equity
0%
Strategy: PAY OFF
Monthly Cash Flow
$0
Effective Interest Cost
0%
Return on Equity
0%
10-Year Net Worth Projection
*Projections assume 3% annual property appreciation. "Leverage" strategy assumes the cash (Loan + Penalty) that would have been used to pay off the mortgage is instead invested at your "Alt. Investment Return" rate.
